Top FAQs About Filing an Injury Claim After an Uber or Lyft Accident

In an era where convenience rules the road, rideshare giants like Uber and Lyft have become synonymous with modern transportation. But behind the sleek apps and five-star ratings lies a growing legal reality: rideshare accidents are happening more often—and the aftermath can be confusing, painful, and unfair.

Whether you were a passenger, pedestrian, or another driver, getting injured in a rideshare crash triggers a wave of questions: Who pays? How do I file a claim? What if Uber blames someone else?

At Etemi Law, we don’t just ask the tough questions—we fight to get the right answers. In this no-nonsense guide, written with the tenacity of a courtroom cross-examination, we break down the top FAQs about filing an injury claim after an Uber or Lyft accident.

🚨 1. What Should I Do Immediately After an Uber or Lyft Accident?

The clock starts the moment you’re injured. Don’t wait. Take these steps:

• ✅ Call 911 – Always. Even if you think you’re fine.

• ✅ Request a Police Report – This official document can make or break your case.

• ✅ Get Medical Attention – Hidden injuries like concussions and internal bleeding don’t show up right away.

• ✅ Take Photos & Videos – Of the cars, the scene, your injuries, road signs, everything.

• ✅ Collect Contact Info – Rideshare driver, other parties, witnesses.

• ✅ Report It to Uber or Lyft Through the App – Document that you made the report.

• ✅ Call Etemi Law – Before anyone calls you back, call us first.

🛑 2. Who Is Liable in an Uber or Lyft Accident?

Liability depends on what the rideshare driver was doing at the time of the crash:

• 🟢 On a Ride or En Route to Pickup? Uber/Lyft’s $1 million insurance policy likely applies.

• 🟡 App On, No Ride Yet? Contingent insurance may apply (typically $50,000–$100,000).

• 🔴 App Off? The driver’s personal auto insurance is responsible.

If another driver caused the accident, their insurance may be on the hook. This is why you need a personal injury lawyer with experience navigating the insurance maze of corporate-backed rideshare claims.

💥 3. What Can I Claim After a Rideshare Accident Injury?

Injuries don’t just cost you physically—they hit your wallet, job, and mental health. If you’ve been hurt, you may be entitled to compensation for:

• Medical Bills (ER visits, surgeries, therapy)

• Future Medical Expenses

• Lost Wages and Earning Capacity

• Pain and Suffering

• Mental and Emotional Distress

• Property Damage

• Permanent Disability or Disfigurement

At Etemi Law, we dig into every aspect of your life to calculate true damages—not just what an insurance adjuster thinks is “reasonable.”

🧾 4. How Do I File an Injury Claim After an Uber or Lyft Crash?

Filing a rideshare injury claim is not as simple as calling your insurance. Here’s the real process:

1. Hire a Personal Injury Attorney – Before you speak to anyone else.

2. Gather Evidence – Medical records, police reports, photos, witness statements, app data.

3. Identify All Insurance Policies Involved – Uber, Lyft, the driver, third parties.

4. Submit Your Claim – With bulletproof documentation.

5. Negotiate – Insurance companies will lowball. We don’t take the first offer.

6. File a Lawsuit If Necessary – And we’re not afraid to.

⚖️ 5. Do I Really Need a Lawyer for an Uber or Lyft Injury Claim?

Yes. And here’s why:

Uber and Lyft have massive insurance companies with one job—pay you as little as possible. Their reps are trained to:

• Confuse you

• Rush you into lowball settlements

• Get recorded statements that can be used against you

With Etemi Law, you get:

• Aggressive representation

• Access to accident reconstruction experts

• Negotiation leverage

• No legal fees unless we win

📅 6. How Long Do I Have to File a Rideshare Injury Claim?

In Connecticut, the statute of limitations for personal injury is typically 2 years from the date of the accident. But don’t wait:

• Evidence disappears

• Witnesses forget

• App data can be lost

The sooner you act, the stronger your case.

👤 7. What If I Was a Passenger in the Uber or Lyft?

If you were a paying passenger, you are almost never at fault. You are covered by:

• Uber/Lyft’s $1 million liability coverage (if the driver was working)

• Uninsured/underinsured motorist coverage if the at-fault driver had no insurance

Bottom line: you are entitled to compensation. Period.

🤕 8. What If I Was Partially At Fault?

Connecticut follows comparative negligence law. That means:

• If you were less than 51% at fault, you can still recover compensation

• Your payout will be reduced by your percentage of fault

Let’s say you were 20% at fault and the court awards you $100,000—you’d receive $80,000.

Our job? Prove the other party was more at fault than you—and maximize your recovery.

🏛️ 9. Will My Claim Go to Court?

Most claims are settled out of court. But if Uber, Lyft, or their insurers refuse to be fair, Etemi Law doesn’t hesitate.

We are trial-ready and prepared to bring your case before a jury if needed. Insurance companies know who’s willing to fight—and we are.

💸 10. Should I Accept a Settlement Offer?

Not without legal review. Accepting a settlement means:

• You give up your right to sue

• You can’t ask for more if your injuries worsen later

We review every offer, calculate your long-term losses, and only recommend settlement if it’s in your best interest.

🔚 Conclusion: Don’t Let a Rideshare Corporation Decide Your Future

Uber and Lyft want you to believe it’s just a simple accident. But behind every crash is a corporation protecting itself, not you.

You’re not a claim number. You’re a human being.

And at Etemi Law, we treat you that way—from the first call to the final verdict.

📞 Call Etemi Law Today – (203) 409-8424

Were you injured in an Uber or Lyft accident in Connecticut? Don’t wait. Don’t guess. And never go it alone.

Contact Etemi Law for a FREE case review.
✅ No fees unless we win
✅ Millions recovered for accident victims
✅ You focus on healing—we handle the fight

📍 Serving all of Connecticut
🌐 Visit https://etemilaw.com
📞 Call now: (203) 409-8424

Let us hold the rideshare giants accountable—for you.