What to Do After a Car Accident in Connecticut: A Day-by-Day Checklist for the First Week
Estimated reading time: 7 minutes
Key Takeaways
- Day 1 is critical: secure the scene, exchange information, document everything, and get medical attention.
- Notify your insurer within the first day or two to start the claims process and protect your rights.
- Follow-up medical visits in Days 2–4 help capture delayed symptoms and build a proper medical record.
- Organize paperwork and request the police crash report early—this supports any insurance or legal claims.
- Consider legal help if injuries are serious, fault is contested, or insurance is difficult to work with.
Table of contents
Your First-Week Priorities (60-Second Summary)
If you’ve been in a car accident in Connecticut, the days that follow can feel overwhelming. *Focus on safety first,*
then evidence, medical care, and documentation. For an even more detailed, step-by-step breakdown (including evidence preservation and police report tips) review that resource.
Core priorities:
- Stay safe and call 911 if anyone is injured or the road is blocked — see 911 protocol and scene documentation.
- Exchange information with other drivers and collect witness contact details.
- Get medical attention as soon as possible — common collision injuries and delayed symptoms explained at common collision injuries and why symptoms can be delayed.
- Notify your insurance company early to protect your claim — for common insurance issues see 10 tactics car insurance use to deny and devalue your claim.
- Obtain your crash report and organize all documents and expenses.
Day 1: Do These Immediately
Step 1: Get to Safety and Assess Injuries
Your first priority is safety. If your vehicle is operable and it’s safe to move, pull to the side, turn on hazards,
and check for injuries. Call 911 if: anyone is injured, there’s significant vehicle damage, the road is blocked,
or you suspect the other driver is intoxicated.
Step 2: Understand Connecticut’s Stop-and-Aid Duties
Connecticut law requires certain actions after a crash. If the accident involves death or serious injury you must stop,
provide reasonable assistance, and share your information. See the statute: Connecticut General Statutes §14-224.
Step 3: Do Not Leave the Scene
Leaving the scene in cases of serious injury or death can be a felony. If you suspect a hit-and-run, learn more at
hit-and-run situation.
Step 4: Exchange Information With the Other Driver
Exchange: full name, address, phone, driver’s license number, plate number, insurer and policy number, and vehicle details.
Keep all exchanges factual; do not admit fault.
Step 5: Document the Scene Thoroughly
Use your phone to photograph vehicle positions, damage, skid marks, signage, road and weather conditions, and visible injuries.
Gather witness names and numbers and make written notes about the time, location, and your recollection of events.
Step 6: Get Medical Attention on Day 1
Adrenaline can mask injuries. Soft tissue damage and concussions may appear later. If you have concerning symptoms or any pain,
go to the ER or urgent care. For more on whiplash and documentation, see whiplash from car accident guide.
Day 1 Mini Checklist
☐ Moved to safety and turned on hazards
☐ Called 911 if needed
☐ Exchanged information with other driver(s)
☐ Took photos and videos of the scene
☐ Got witness contact information
☐ Wrote down notes about what happened
☐ Sought medical attention or scheduled an evaluation
Days 1–2: Notify Your Insurance Company
Report the accident to your insurer as soon as you can — ideally the same day or the next morning. This starts the claims process
and documents the event while details are fresh. If you want to understand potential insurer tactics, see
common insurance “gotchas”.
Information to Have Ready
- Date, time, and location of the crash
- Name of the responding police department
- The other driver’s information and photos from the scene
- Witness names and contact information
- A basic, factual description of what happened
What to Say—and What to Avoid
Keep statements factual and brief. Avoid speculating about fault, downplaying injuries, or agreeing to recorded statements
before you’ve had time to gather information.
Days 2–4: Medical Documentation and Follow-Up
Schedule a follow-up appointment after any ER or urgent care visit. The follow-up reassesses symptoms, reviews imaging,
and documents progression. Delayed symptoms—especially neck pain and concussion signs—may emerge in this window.
If you notice new or worsening symptoms, review delayed whiplash symptoms.
What to Track and Save
- Keep a daily symptom log (date, time, pain level, affected area).
- Save medical records, bills, imaging, referrals, prescriptions, and mileage to appointments.
- Follow treatment recommendations—physical therapy and medication records matter.
Days 3–7: Administrative Tasks for the First Week After a Car Crash
Use the latter part of week one to get paperwork in order. These steps protect your rights and make later claims easier.
Step 1: Request the Police Crash Report
Connecticut uses the Uniform Police Crash Report (Form PR-1). Learn more on the CT Department of Transportation’s crash data collection page.
Step 2: When the Report Is Available
Reports typically appear online within ~10 business days. A fee (usually $16) may apply. See the state’s FAQ for details:
Connecticut State Police Reports and Records FAQ page.
For more about CT accident report requests and evidence-strengthening tips, see CT accident report requests and evidence-strengthening tips.
Step 3: Organize Your Claim File
By the end of the week, your folder should include claim numbers, photos, witness info, medical records, repair estimates,
towing receipts, rental car receipts, and proof of missed work.
Step 4: Track Expenses Daily
Save receipts for medical costs, transportation, household help, and other accident-related expenditures.
Step 5: Start the Car Repair Process
Obtain written estimates, understand repair-shop options, and ask insurers about rental coverage. Keep photos and any replaced parts if possible.
Step 6: Communication Reminders
Keep communications factual, put important items in writing, and do not post about the crash or your injuries on social media.
See guidance on how social media can impact your personal injury case.
When to Contact a Lawyer
Not every crash needs an attorney, but consult one if injuries are serious, fault is disputed, or insurance offers seem inadequate.
An attorney can evaluate offers, handle adjusters, identify responsible parties, and calculate full damages (including pain and suffering —
see can you get compensation for pain and suffering).
Consider calling a lawyer if you suffered serious injury, require surgery, have long-term treatment needs, face disputed fault,
are dealing with an uninsured driver, received a quick settlement before treatment finished, or missed substantial work.
If you want local counsel near Waterbury, see Waterbury car accident lawyer.
For statewide attorney guidance see finding Connecticut car accident lawyer.
Conclusion
The first week after a car accident shapes your recovery and any insurance or legal outcomes. In short:
- Day 1: Get to safety, call 911 if needed, exchange info, document the scene, seek medical care.
- Days 1–2: Notify your insurance company promptly.
- Days 2–4: Follow up medically and track symptoms.
- Days 3–7: Request the crash report, organize documents, track expenses, and start repairs.
If your situation is complex or you face pushback from insurers, consult a qualified attorney who understands Connecticut procedures.
About the Author
Lou Etemi is a Connecticut personal injury lawyer and co-founder of Etemi Law who represents individuals and families injured by negligence. He has helped hundreds of clients resolve serious injury claims by combining disciplined case preparation, medical understanding, and persistent negotiation with insurance companies. Lou is known for his hands-on advocacy, strong client relationships, and client-first approach to accountability and fair compensation.
Frequently Asked Questions
Do I have to get medical care if I feel okay?
It’s strongly advisable to get checked. Symptoms—especially soft tissue injuries and concussions—often don’t appear immediately.
Medical documentation and follow-up visits help protect your health and your claim.
How long until I can get the police report in CT?
Most accident reports are available online within about 10 business days and a fee (typically $16) may apply.
Check the Connecticut State Police FAQ page for current details.
What if the crash involved serious injury—can I leave after exchanging information?
No. Connecticut law requires drivers involved in crashes causing death or serious injury to stop immediately, provide assistance,
and share information with injured parties, police, or witnesses. Failing to meet these duties can result in felony charges.
Review C.G.S. §14-224 for the statute’s requirements.
This article is provided for informational purposes only and does not constitute legal or medical advice.
Every situation is different; consult a qualified attorney or healthcare provider for guidance specific to your circumstances.