Although car accidents frequently occur, the laws governing civil lawsuits after a crash injury are surprisingly complex. If you sustain significant injuries in a car accident, you might have trouble getting the compensation you deserve without legal representation. However, a skilled personal injury attorney could help.
You might be entitled to financial compensation if you suffered injuries in a car accident. A Watertown car accident lawyer could help fight for your rights and hold the responsible parties accountable for your losses.
What to do After a Vehicle Collision in Watertown
Car crashes are traumatic events, and responses vary depending on the circumstances. However, an accident victim could preserve their rights by following several steps after an accident.
Get Medical Care
An injured person should seek medical attention as quickly as possible. If first responders offer transport in an ambulance, an accident victim should go – even if they believe it is unnecessary. Many traumatic injuries are not immediately apparent, but medical professionals can diagnose and document any harm related to a crash.
If a person denies immediate medical care following a collision, they should visit their family doctor or local urgent care center as soon as possible to detect any injuries. If an individual later claims compensation, a medical record generated after an accident could prove that a crash caused an injury.
It is natural to want to talk about what happened with other people in the moments after an accident. However, drivers involved in a collision should try to say as little as possible. Crash victims should exchange contact information with other drivers and witnesses but should not speculate about what happened or who is at fault for a wreck. Most importantly, a driver should not apologize for an accident.
Additionally, it is crucial to refrain from posting about an accident on social media. Insurance companies often inspect the social media accounts of motorists involved in a crash to look for evidence of responsibility. A judge or jury could use a driver’s posts on social media against them in a motor vehicle collision claim.
Call a Watertown Attorney Immediately
Car accident victims often believe that working with an attorney could complicate receiving quick financial compensation or settling a claim. However, drivers handling negotiations on their own sometimes unintentionally admit responsibility, which could delay a settlement and reduce their payment. Consider this general rule: Anything you say to an insurance can or will be used against you!
If an insurance company knows a driver has legal representation, it will engage in good-faith negotiations toward a settlement. Similarly, if an insurer fears that a lawyer will file a lawsuit against their client, the company may offer compensation that accurately reflects a claimant’s damages. According to Connecticut General Statutes §52-584, anyone seeking compensation for injuries must file a lawsuit within two years of an incident. Waiting until the statute of limitations expires before seeking legal help could weaken a claimant’s case.
An experienced attorney in Watertown could ensure that a car crash victim follows the necessary steps to help them receive the maximum recovery for their injuries.
Who is Responsible for Paying an Accident Victim in a Civil Lawsuit?
This state has an “at-fault” liability system, meaning that the driver who caused a crash is responsible for compensating anyone who suffered injuries because of the negligent person’s actions. An at-fault driver’s insurance company pays an injured party’s damages up to the policy limits. However, if an accident victim’s damages exceed an at-fault driver’s coverage limits, the careless driver is responsible for paying the remaining balance.
The law requires all drivers in the state to have liability insurance with minimum coverage limits of $25,000 per injured person, $50,000 aggregate for personal injuries, and $25,000 for property damage. Drivers also must carry uninsured/underinsured motorist coverage.
When an injured person submits a claim to an at-fault driver’s insurer, the insurance company will quickly begin negotiating. Insurance company representatives often attempt to get injured people to settle for the lowest amount possible. However, negotiations typically have a more favorable outcome for the injured person in Watertown if they have a seasoned lawyer representing them in their vehicle collision claim.
Pursue Damages for Car Accident Injuries with a Watertown Attorney
Focusing on your health and physical recovery is crucial if you suffered injuries in a car crash. A legal professional could handle settlement negotiations with the at-fault driver’s insurer so that you do not have to.
A Watertown car accident lawyer could help you secure the compensation you deserve. Call now to schedule a consultation.
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